How to Play JPM Stock as Tech Spend Ramps in 2026 Amid AI Uncertainty?

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• JPMorgan expects NII for 2026 to be approximately $104.5 billion, up 9% year over year, assuming two rate cuts

  80% confidence

• JPMorgan expects non-interest expenses of $105 billion in 2026, up more than 9% from 2025

  80% confidence

• JPMorgan is a Zacks Rank #3 (Hold) stock; recommend retaining if already owned, but others may wait for a better entry point

  80% confidence

• JPMorgan is past peak modernization in infrastructure, with modernization shifting from data-center/infrastructure toward modernizing application code and data to benefit from AI

  80% confidence

• JPMorgan doubled AI use cases in production in 2025, focusing on customer service, personalized client insights, and developer productivity

  80% confidence

• Citigroup guides 5-6% NII growth for 2026, after delivering 11% year-over-year growth in 2025

  80% confidence

• JPMorgan ranked #1 globally in investment banking with an estimated 8.4% wallet share in 2025

  80% confidence

• Bank of America plans to open 150 more financial centers by 2027

  80% confidence

• JPMorgan plans to add 500 more branches by 2027, including more than 160 in 2026 across 30 states, and renovate nearly 600 locations

  80% confidence

• Bank of America expects 2026 NII to rise 5-7% year over year, following 7% increase in 2025

  80% confidence

• Analysts are bullish on JPMorgan's prospects, with earnings estimates for 2026 and 2027 revised upward over the past week

  80% confidence

• JPMorgan expects approximately $19.8 billion of technology spend in 2026, up 10% year over year

  80% confidence

• JPMorgan expects card service NCO rate to be roughly 3.4% on favorable delinquency trends driven by continued resilience of the consumer

  80% confidence

Data points we hold from this source