Larry Fink says Americans must retire later to dodge ‘retirement crisis.’ Do this now if you really don’t have a choice

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• Demographics show more Americans are retiring and their retirements are increasing in length, having a massive impact on the retirement system

  80% confidence

• The retirement problem will get harder and nastier as the oldest Gen-Xers start to retire, being the first generation primarily dependent on 401(k)s

  80% confidence

• Deaths of despair, suicides, opioid addiction, and job types are shortening lives for parts of the American population

  80% confidence

• It is time to rethink retirement to dodge America's looming retirement crisis

  80% confidence

• Working with a financial advisor can add about 3% to net returns over time

  80% confidence

• Congress should require people to work longer before collecting retirement benefits

  80% confidence

• Social Security could be depleted as early as Q4 2032

  80% confidence

• Not everyone is living longer; life expectancy gains are concentrated among those with good healthcare and better jobs, while some Americans are seeing longevity decline

  80% confidence

• Most people cannot decide when they retire; the idea that workers can simply choose to work longer is a myth

  80% confidence

• The current anchor retirement age of 65 years old is outdated, originating from the time of the Ottoman Empire

  80% confidence

• Goldman Sachs anticipates gold will increase 10% to $5,400 per ounce by end of 2026

  80% confidence